Treasury Bills | Constant Maturity Index Rate Yield Bonds Notes US 10 5 1 Year Rates (2024)

FAQs

Treasury Bills | Constant Maturity Index Rate Yield Bonds Notes US 10 5 1 Year Rates? ›

Basic Info. 1 Year Treasury Rate is at 5.21%, compared to 5.25% the previous market day and 4.74% last year. This is higher than the long term average of 2.95%. The 1 Year Treasury Rate is the yield received for investing in a US government issued treasury security that has a maturity of 1 year.

Basic Info. 1 Year Treasury Rate is at 5.21%, compared to 5.25% the previous market day and 4.74% last year. This is higher than the long term average of 2.95%. The 1 Year Treasury Rate is the yield received for investing in a US government issued treasury security that has a maturity of 1 year.

10 Year Treasury Rate (I:10YTCMR)

10 Year Treasury Rate is at 4.51%, compared to 4.55% the previous market day and 3.61% last year. This is higher than the long term average of 4.25%.

Basic Info

6 Month Treasury Bill Rate is at 5.17%, compared to 5.18% the previous market day and 4.86% last year.

5 Year Treasury Rate is at 4.52%, compared to 4.57% the previous market day and 3.70% last year. This is higher than the long term average of 3.75%.

Choosing between a CD and Treasuries depends on how long of a term you want. For terms of one to six months, as well as 10 years, rates are close enough that Treasuries are the better pick. For terms of one to five years, CDs are currently paying more, and it's a large enough difference to give them the edge.

You can only buy T-bills in electronic form, either from a brokerage firm or directly from the government at TreasuryDirect.gov. (You can also buy Series I savings bonds through TreasuryDirect.gov). The most common maturity dates are four weeks, eight weeks, 13 weeks, 26 weeks and 52 weeks.

T-notes mature between two and 10 years, with bi-annual interest payments, while T-bills have the shortest maturity terms—from four weeks to a year. These all can be bought and sold in the secondary market, except for savings bonds, which are registered to a single owner.

Bonds typically pay a fixed amount of interest (usually paid twice per year). Interest from corporate bonds and U.S. Treasury bonds interest is typically taxable at the federal level. U.S. Treasuries are exempt from state and local income taxes.

Basic Info. 3 Month Treasury Bill Rate is at 5.26%, compared to 5.26% the previous market day and 5.28% last year. This is higher than the long term average of 4.19%. The 3 Month Treasury Bill Rate is the yield received for investing in a government issued treasury security that has a maturity of 3 months.

What is the current 2 year T-bill rate? ›

Basic Info

2 Year Treasury Rate is at 4.92%, compared to 4.96% the previous market day and 4.40% last year.

3 Year Treasury Rate (I:3YTCMR)

3 Year Treasury Rate is at 4.69%, compared to 4.74% the previous market day and 3.98% last year. This is higher than the long term average of 3.40%.

Key Takeaways

Interest from Treasury bills (T-bills) is subject to federal income taxes but not state or local taxes. The interest income received in a year is recorded on Form 1099-INT. Investors can opt to have up to 50% of their Treasury bills' interest earnings automatically withheld.

Bonds and Notes

Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay interest every six months.

To calculate the price, take 180 days and multiply by 1.5 to get 270. Then, divide by 360 to get 0.75, and subtract 100 minus 0.75. The answer is 99.25. Because you're buying a $1,000 Treasury bill instead of one for $100, multiply 99.25 by 10 to get the final price of $992.50.

We sell Treasury Notes for a term of 2, 3, 5, 7, or 10 years. Notes pay a fixed rate of interest every six months until they mature. You can hold a note until it matures or sell it before it matures.

4 Week Treasury Bill Rate is at 5.28%, compared to 5.28% the previous market day and 4.32% last year. This is higher than the long term average of 1.41%. The 4 Week Treasury Bill Rate is the yield received for investing in a US government issued treasury bill that has a maturity of 4 weeks.

T-bills are known to be low-risk short-term investments when held to maturity since the U.S. government guarantees them. Investors owe federal taxes on any income earned but no state or local tax.

Treasury notes and Treasury bonds are fixed-income securities issued by the U.S. government but differ in maturity dates. Treasury notes have maturities of up to 10 years, while Treasury bonds have maturities of up to 30 years. Both notes and bonds pay interest every six months and the face value is at maturity.