What Is the Interest Rate on a $70,000 Loan? (2024)

The interest rate on a $70,000 loan from a major lender could be anywhere from 7.49% to 0%. It’s difficult to pinpoint the exact interest rate that you’ll get for a $70,000 loan since lenders take many factors into account when calculating your interest rate, such as your credit score and income. If you have a high credit score and income, you will likely get a low interest rate on a $70,000 loan.

LightStream has the lowest interest rates for a $70,000 loan, starting at $5,000. LightStream isn’t your only option, though. Below you can see the best $70,000 personal loans and the interest rates associated with them.

Best $70,000 Personal Loans

Company

Loan Amounts

APRs

LightStream

$5,000 - $100,000

7.49% - 25.99%

SoFi

$5,000 - $100,000

8.99% - 29.99% Fixed APR with all discounts

Wells Fargo

$3,000 - $100,000

7.49% - 23.24%


Some lenders will let you pre-qualify to see your potential rates before you apply. To pre-qualify with multiple lenders at once, check out the free pre-qualification tool on WalletHub.

This answer was first published on 07/08/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

What Is the Interest Rate on a $70,000 Loan? (2024)
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