Personal Loans, Instant Loans, Easy & Quick Unsecured Loans in Kenya (2025)

Get an easy loan of up to 6 Million shillings without security and achieve your dreams; get the best education for your children, go on a shopping spree in Dubai, put up a down payment for your dream house, take advantage of that investment opportunity. This is a quick loan with a turnaround time of less than 48 hours. It’s designed for the employee of a company with a check-off agreement with NBK.

Why choose Unsecured Loan

Rates and fees

  • Loan amount – minimum of KSh 50,000 and maximum of KSh 6,000,000
  • Interest Rate – CBR + Bank Margin % p.a reducing balance.
  • Tenure – minimum of 6 months and a maximum of 84 months
  • Negotiation fees – 2% for new loans and buy offs; 1.5% for top-ups

Internal costs

  • Appraisal fees

External costs

  • Excise duty
  • Risk margin (insurance against retrenchment and death)

I would like to get an estimate for a loan

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Personal Loans, Instant Loans, Easy & Quick Unsecured Loans in Kenya (2025)

FAQs

What is the urgent loan 50000 in Kenya? ›

Trusted by millions, Tala offers fast growing cash limits up to KSh 50,000. Low interest starting at 0.3% per day. For close to 10 years, millions of Kenyans have trusted Tala to get them through everyday challenges.

Where can I borrow money urgently in Kenya online? ›

Borrow from one of the most steadfast instant mobile loans in Kenya. The KCB M-PESA Loan helps you stay liquid. Whatever you need the cash for, chama, to get that latest gadget or to catch up on rent we have you covered. Get the loan at a competitive rate.

Where can I get a quick loan of 100k in Kenya? ›

SC JUZA is a Mobile App that allows Kenyan citizens residing in Kenya to access loans of up to Ksh.100,000 in a fast and convenient manner at any time and from anywhere in Kenya.

What is the easiest loan to get immediately? ›

Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Before you apply for an emergency loan to obtain funds quickly, make sure you read the fine print so you know exactly what your costs will be.

Where can I get a 150k loan in Kenya? ›

PrimeKopa guarantees you instant mobile loans of up to KShs. 150,000 with flexible repayment periods of up to 90 days.

How to get $1,000 fast loan? ›

To get a quick loan under 1,000, you can search for an online lender whose eligibility criteria you can meet and apply online. Once approved, you can get your money within a few days. Some lenders offer same-day funding when you are approved.

How to borrow money in 5 minutes? ›

Dave offers an ExtraCash account, which allows you to borrow up to $500 in five minutes or less. Rather than sending the money to your normal bank account, Dave sends the money to your Dave Spending account.

How to apply for a PesaPap loan? ›

How do I apply for a mobile loan on my PesaPap Wallet? From PesaPap Wallet menu, Select My Loans, Select request loan, Enter amount required and submit. Enter MPIN to confirm details. The details of the loan (amount, facility fees and due date) will be displayed and an SMS confirmation sent to you.

How to apply for emergency loans in Kenya via MPesa? ›

Here's a step-by-step guide on how to apply for emergency KCB MPESA loans:
  1. Access M-PESA Menu. Begin by accessing the M-PESA menu on your mobile phone. ...
  2. Select Loans & Savings. ...
  3. Choose KCB M-PESA. ...
  4. Select Loans on the MPESA Menu. ...
  5. Request Loan. ...
  6. Enter Amount. ...
  7. Enter M-PESA PIN & Submit. ...
  8. Loans Deposit to MPESA account.
Mar 7, 2024

How to get money urgently? ›

Types of Quick Loans

There are plenty of quick loans and emergency funds one can avail of, depending on the need and urgency. Some of the common options are payday loans, personal loans, credit cards, and lines of credit. Payday Loans: This loan is typically small, short-term loans that are due on your next payday.

How to get mshwari loan? ›

How does it work?
  1. Access the M-PESA menu.
  2. Select Loans and Savings.
  3. Select M-Shwari.
  4. Select Loan.
  5. Request Loan.
  6. Enter amount.
  7. Enter your M-PESA PIN.
  8. Loan amount will be sent to your M-PESA Account. The loan amount to be paid will be in inclusive of the facility fee.

How to get a loan when no one will approve you? ›

Getting a personal loan with a co-signer that has a strong credit score and a solid income can boost your application. Your co-signer – ideally, a family member or close friend – will apply alongside you, and you'll both be responsible for repayment of the loan.

How to borrow $500 quickly? ›

Where to get a $500 loan: 5 options and alternatives
  1. Cash advances. A cash advance is a short-term financing solution different from a personal loan. ...
  2. Personal loans. Not all lenders will approve personal loans for $500, as some require higher loan amounts. ...
  3. Credit card cash advance. ...
  4. Credit builder loans. ...
  5. Payday loans.
Aug 10, 2024

Which loan is easy to apply for? ›

Eazzy Loan is an easy loan to get, without the need for guarantors or filled out forms.

How much is a 50k loan monthly? ›

Monthly payments for a $50,000 personal loan
Loan durationAverage monthly payments ($50,000 loan)
Poor creditAverage credit
1–12 months$4,218.00$5,618.33
13–24 months$2,310.59$2,339.38
25–36 months$1,880.71$1,666.19
1 more row
Mar 7, 2024

How do I qualify for a 50k loan? ›

In general, you need a credit score of 670 or higher to qualify for most personal loans, although some of our lenders (such as Upstart) will consider lower credit scores. However, to secure a loan with the best terms and lowest interest rates, you'll need a credit score of 725 or higher.

How can I get an instant loan from Mpesa in Kenya? ›

How does it work?
  1. Access the M-PESA menu.
  2. Select Loans and Savings.
  3. Select M-Shwari.
  4. Select Loan.
  5. Request Loan.
  6. Enter amount.
  7. Enter your M-PESA PIN.
  8. Loan amount will be sent to your M-PESA Account. The loan amount to be paid will be in inclusive of the facility fee.

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