Personal Loan - Apply for Instant Personal Loan @ 10.80%* | Up to Rs. 50 Lakhs (2024)

No Foreclosure charges

Zero Pre-closure charges, if 12 EMIs are Paid.

Flexible tenure

Enjoy the convenience of choosing a repayment tenure that suits your financial situation and goals.

Minimal Documentation

Personal loans require minimal documentation, streamlining the application process and reducing paperwork.

Fixed Interest Rates

Benefit from stable and predictable interest rates, ensuring consistency in your monthly payments.

No collateral required

Secure a personal loan without the need to pledge collateral, simplifying the borrowing process and reducing the risk.

Personal Loan Interest, Documents & Eligibility

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Loans for Medical Emergency

These loans offer a financial lifeline during times of unexpected health crises. Providing peace of mind and resources needed to access crucial medical care and ensuring your health and wellbeing are the top priorities.

Loans for Marriage Expenses

When it comes to your special day, these loans make your dreams come true. Easing the financial burden and allowing you to create cherished memories without compromise, ensuring your wedding is as beautiful as you envisioned.

Home Renovation

Transforming your living space into a dream home becomes effortless with these loans. Empowering you to enhance your surroundings, making your living environment comfortable and inspiring.

Loans for Appliances and Gadgets

Stay on the cutting edge of technology with these loans. They enable you to upgrade your gadgets, ensuring you have the tools and devices needed for work, leisure, and staying connected.

Loans for Travel

Unlock the world of travel, fulfilling your wanderlust and creating unforgettable adventures. They provide the means to explore diverse cultures, breathtaking landscapes, and new horizons.

Loans for Online Courses

Invest in your personal and professional growth with these loans. They empower you to pursue knowledge and skills through online courses, opening doors to new opportunities and career advancement.

Personal Loan is an unsecured Loan and one of the best loans for marriage expenses, paying medical bills or planning your dream vacation. Personal Loans can act as a financial cushion for you at the time of emergency. Whatever your financial goals are, ICICI Bank Personal Loans cater to all your needs. Availing a Personal Loan is not restricted to just emergencies, you can apply for a Personal Loan to fund your vacation as well. You can also check Personal Loan EMIs with our Personal Loan EMI calculator.
You can apply for a Personal Loan online from our ICICI Bank website and meet your diverse financial needs. You can avail a Personal Loan up to Rs. 50 lakh and meet a sudden personal emergency. The process of Loan application is instant and convenient and can be done online from the comfort of your home. The instant Personal Loan approval process ensures you have a seamless and stress-free borrowing experience. Also, with our instant Personal Loan online services, you can get access to funds within 3 seconds.

Visit our website to secure an instant Loan with ICICI Bank. After checking your Pre-approved Offer, check your eligibility, fill in and submit your Personal Loan application. Select the Loan amount and tenure as per your requirement. Check your Personal Loan approval status. You will receive an instant Loan approval and the amount will be disbursed into your Account immediately.

No, ICICI Bank offers its customers a collateral-free Personal Loan without any security. Visit our website to apply for an instant Personal Loan online.

ICICI Bank offers Personal Loans starting at Rs.50,000 up to Rs. 50,00,000.

ICICI Bank currently offers a Personal Loan at interest rates ranging from 10.80% to 16.15%.

ICICI Bank Personal Loan repayment tenure ranges from 12 months to 72 months.

The Loan approval process at ICICI Bank is simple, quick and instant. Once a customer's Personal Loan is approved, it takes only 3 seconds for the amount to be disbursed into your Account.

Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with ICICI Bank. Customers can foreclose their Personal Loan after the payment of at least one EMI. However, foreclosure charges (and taxes) will be applicable as per the service charges.

No, there are no Tax benefits and Tax deductions on Personal Loans.

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Looking for a fresh Personal Loan? Check your eligibility by filling personal and professional details and select a Loan amount which suits your requirement.

Need more funds over and above your existing Personal Loans from ICICI Bank? Opt for our Top-up Loan at attractive rates of interest.

Do you have an existing Personal Loan from another bank? Transfer your existing Personal Loan to ICICI Bank at a lower rate of interest.

Looking for a short-term instant credit? Avail of a Line of Credit Overdraft facility and pay interest on the amount you use and the period you use it for.

Are you working abroad and looking for a Personal Loan? Apply for a collateral-free Personal Loan with a simplified documentation process.

Looking for an instant Personal Loan in just a few clicks? Check your eligibility for a Pre-approved Offer and avail a Personal Loan within just 3 seconds.

Are you a self-employed professional looking for a Loan? Apply for an unsecured Loan, similar to a Personal Loan but specifically designed for your business use.