Capital One Quicksilver Credit Limit (2024)

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Depends on your credit score, but at least $300.

This answer was first published on 07/17/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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qahcsllc, Member

@qahcsllc

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I have the Quicksilver $7,750 credit line, was trying to get max of $10,000. When I asked for an increase, i was denied because I wasn't using my available credit…I'm like wow!

So I applied for the SAVOR Card, got approved for $10,000, which is a World Elite Mastercard. Howbeit, once I spend a few hundred on the SAVOR Card, Capital One upgraded my Quicksilver card to World Mastercard…Go figure! Was hoping they bump my limit to the $10,000; perhaps if I make high charges, they'll give it…

This answer was first published on 08/28/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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kncarson3456, Member

@kncarson3456

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I've had a secured capital 1 card for a year and I applied for the rewards card and my starting limit is $300. As you make payments before the due date, you will get increases in your limit. Capital 1 has been a great company to work with.

This answer was first published on 06/05/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

@alhakkahw80

Hello how are you doing today hope all is well with you and your family especially in this crazy time!! Hopefully you can answer a question for me I have been trying to research for a week now. My question to you is do you have a capital one quicksilver card ??? Not the Quicksilver one card. The regular QUICKSILVER CARD?? If so CAN YOU PLEASE PLEASE TELL ME!!! EXACTLY WHAT DATE DOES CAPITAL ONE QUICKSILVER REPORT YOUR BALANCE TO THE CREDIT BUREAUS ???? IT'S ACTUALLY ON YOUR EXPERIAN TRANSUNION OR EQUIFAX REPORT!!!! AS BALANCE UPDATE OR MOST OF THE TIME AS (DATE REPORTED)!!!!! THAT IS THE DAY THAT THEY REPORT TO THE CREDIT BUREAUS!!!! I KNOW SELF LENDER AND CREDIT STRONG REPORTS THE LAST DAY OF THE MONTH!! WHETHER IT’S THE 28TH 30TH OR 31ST OF THE MONTH. QUICK TIP!!! WITH THAT BEING SAID IF YOU HAVE ANY ONE OF THOSE SELF, OR CREDIT STRONG TRY TO ALWAYS PAY IT AT LEAST 2 DAYS BEFORE THE END OF THE MONTH !!! THAT WAY YOUR CREDIT UTILIZATION WILL BE LOW!!!! AND THAT ACTUALLY GOES FOR ALL YOUR CREDIT CARDS!!! ALWAYS ALWAYS TRY TO PAY THE MAX AMOUNT OF MONEY YOU ARE GOING TO PAY AT LEAST 2 DAYS BEFORE THE DATE THEY REPORT IT!! AND HONESTLY IF YOU NEED THE MONEY 2 DAYS OR WHENEVER AFTER THAT YOU CAN DEFINITELY TAKE IT BACK OR SPEND IT AS LONG AS YOU PAY IT BACK 2 DAY AT LEAST BEFORE THEY REPORT TO THE BERUAS !!! THAT’S EXACTLY HOW I HAVE BEEN DOING IT !! AND MY CREDIT HAS BEEN JUMPING UP INCREDIBLY!!! I WAS LITERALLY AT 473 IN AUGUST OF 2020 AND IM AT 705 NOW AND SINCE LATE MARCH EARLY APRIL OF 2021!!! ALL OFF OF DOING A LOT OF RESEARCH AND READING MYSELF!! I REFUSE TO PAY FOR SOMEONE TO WORK ON MY CREDIT WHEN I KNEW I COULD DO IT MYSELF AND GET BETTER RESULTS!!!! SORRY FOR THE LONG TEXT!!! I JUST WANTED TO GIVE YOU USEFUL INFORMATION AS WELL BECAUSE I WOULD LIKE YOUR USEFUL INFORMATION!!! AND IN CASE YOU DIDN'T KNOW!!! EACH ONE TEACH ONE!!! THAT'S HOW WE GET AHEAD!!! THANK YOU IM ADVANCE!!! HOPE TO HEAR FROM YOU VERY VERY SOON!! THANK YOU

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Meloheni McClellan, Member

@anntriab

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Mine started at $3000 and I just asked for a credit increase to $6000 and got it.

This answer was first published on 10/02/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

* The information about the following cards has been independently collected by WalletHub: Credit One Bank American Express® Card, Centurion® Card from American Express, J.P. Morgan Reserve Credit Card, and Bank of America® Customized Cash Rewards credit card.

Capital One Quicksilver Credit Limit (2024)

FAQs

What is the average credit limit for Capital One Quicksilver card? ›

The Capital One QuicksilverOne credit limit is $300 - $5,000, according to cardholder reports online. But it will depend entirely on the specifics of your credit and your overall financial situation.

How to answer Capital One credit line increase questions? ›

You'll need to provide us with information like your total annual income, employment status and sometimes monthly mortgage or rent payment, so have that in hand. If you're applying for a credit line increase for your Spark business credit card, you'll also need to provide last year's total business revenue.

Is it hard to get approved for Capital One Quicksilver one? ›

Capital One believes in second chances, and it created the Capital One QuicksilverOne Cash Rewards Credit Card to that end. This card is one of the easiest non-secured credit cards for which to be approved.

Why did Capital One give me such a low credit limit? ›

If you're issued a credit card with a low credit limit, it could be for a number of reasons, including: Poor credit history. High balances with other credit cards. Low income.

How much should I spend if my credit limit is $1000? ›

The Consumer Financial Protection Bureau recommends keeping your credit utilization under 30%. If you have a card with a credit limit of $1,000, try to keep your balance below $300.

What credit card has $5000 limit with bad credit? ›

The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.

What is the highest credit limit with Capital One? ›

Capital One Venture Rewards Credit Card

Highest reported credit limit: $58,000, according to a member on the myFICO forums. Sign-up bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. Rewards: Earn 2 miles per dollar on every purchase.

How often does Capital One Quicksilver increase credit limits? ›

The Capital One Quicksilver Cash Rewards for Good Credit will increase your credit limit no more than once every six months generally. This time frame applies whether you request a credit limit increase yourself or wait for Capital One to offer you an automatic increase.

Is platinum or quicksilver better? ›

After 15 months, the Quicksilver card offers a variable APR ranging from 19.99% to 29.99%. By contrast, the Platinum card comes with a 30.74% variable APR. It does not offer an intro APR rate. The Quicksilver card will likely cost you less over the lifetime of the card, even if you qualify for the 29.99% APR.

What is the credit limit for credit one up to $2000? ›

Credit One Platinum's maximum credit limit is around $2,000, according to customer reviews. Some people report being approved for this amount right away, while others have worked up to it over years of responsible card use. The minimum credit limit for Credit One Platinum is just $300.

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