Avail Personal Loan of Rs 10 lakh Online instantly | ICICI Bank (2024)

FAQs

Which bank gives a loan immediately? ›

HDFC Bank offers pre-approved loans to customers in 10 seconds flat*.

10 lakh Personal Loan, you must meet specific criteria: Age: Generally, applicants should be between 20 and 58 years of age. Employment: Salaried individuals, self-employed professionals and business owners are eligible. Income: A steady income but the minimum amount may vary across lenders.

Due to use of extensive use of technology HDFC bank is in a position to offer HDFC 10 Seconds personal loan with very short turnaround time. For its preapproved customer HDFC bank promises to credit the amount of HDFC 10 Seconds personal loan to the applicant's bank account within 10 seconds.

Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with essentially no approval requirements typically charge the highest interest rates and loan fees.

XpressLoan is an instant personal loan from LazyPay of upto Rs. 5 lakhs. You can apply for a personal loan online, which will be sent directly to your bank account after approval. Approvals usually take 5 mins without needing paperwork or physical documents.

You'll need a credit score of at least 670 before you apply. Lenders look at your debt-to-income ratio when deciding approval. A DTI ratio of 36% or lower is ideal. Make sure to check your credit score, research your options, check if you prequalify and create a payment plan before jumping into the application process.

Traditional banks, credit unions and online lenders are all likely to offer personal loans of $10,000. In fact, most personal loan lenders offer loans up to $50,000. You can typically apply online, even with traditional banks, which can make the process quick and convenient.

Earning 10 lakhs rupees in one day is not achievable as it is an unrealistic amount of money. It would require an extraordinary set of circ*mstances, such as winning a lottery, or a large business transaction.

What is the interest rate for SBI personal loan 10 lakh? ›

10.60% p.a. to 13.10% p.a.

Get Instant ₹10,000 Loan

Just download the Zype app from Play Store/AppStore and complete an easy application process that won't take more than 5 minutes to complete. Get approved for a loan in less than 60 seconds and receive the loan amount directly to your bank account in 24 hours.

Getting a personal loan with a co-signer that has a strong credit score and a solid income can boost your application. Your co-signer – ideally, a family member or close friend – will apply alongside you, and you'll both be responsible for repayment of the loan.

The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates they consider people with scores below 640, so even people with bad credit may be able to qualify.

Unsecured Loan

This is a quick loan with a turnaround time of less than 48 hours.

Underwriting generally takes from a few days to a week, depending on the lender. In some cases, it can be done on the same day you apply. Disbursem*nt of funds: Once the loan terms are agreed upon, the loan funds are disbursed to the borrower, usually as a direct deposit or written as a check.

Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. With Specta, you can take care of urgent personal and business needs anywhere, anytime.